Commercial Credit Department Manager
Company: Bluestone Bank
Location: Raynham
Posted on: August 5, 2022
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Job Description:
Bluestone BankDescription:
Responsible for the oversight and management of Credit Department
including Commercial Loan Underwriting, Annual Financial Reviews,
and Portfolio Reporting. Lead, coach, develop, and manage staff.
Assumes Credit Analyst responsibilities as needed. Will also
support appraisal and environmental reviews. Manages the workflow
to ensure timely and complete underwriting of new loan requests
with compliance to the lending policy. Provides loan officer
support with difficult relationships as well as complex loan
structures. Manage the timely completion of annual financial
reviews on the commercial loan portfolio as well as RDC & ACH
customers. Prepares and reviews portfolio reports for Relationship
Managers and others as needed. Manages portfolio stress testing,
CRE concentration reporting, and other reports as necessary for the
Credit Committee and the Board of Directors.Ensures all condition
of approval are satisfied prior to loan closing.Completes special
projects as assigned including, but not limited to, adapting the
Bank's computer systems to accomplish Credit Administration
projects which aide in identifying credit risks; utilizing existing
software application knowledge to create and design reporting for
Credit Administration projects; creates management reports as they
relate to Credit Administration compliance and exceptions.Implement
a system of credit analysis and quality assurance for loans made as
required by board directives; assign risk ratings as needed in
conjunction with loan loss reserve analysis.Keeps abreast of all
regulatory issues and makes sure the bank is in compliance.Assists
with the development, and implements appropriate lending policies
and procedures. Including appraisal and environmental guidelines.
Communicates effectively with Relationship Managers on the
development of Credit Administration policies and procedures and
serves as a resource for credit policy and procedure
interpretations for commercial lending officers; maintaining a
strong working relationship. Solicits input from peer institutions
and other banking related organizations regarding conventional
wisdom in the areas of general policy and procedure
development.Assumes additional responsibilities as requested.
Requirements:
Bachelor's degree in Business, Finance, Accounting, or related
field.5-7 years progressively responsible, directly related work
experience including credit policy analysis and regulatory
practices; formal credit training preferable. Strong management and
communication skills. Ability to work in a team environment and
meet tight time frames. Proficient and knowledgeable in financial
analyst software.Bluestone Bank is an Equal Opportunity Employer.
PI187674607
Keywords: Bluestone Bank, Brockton , Commercial Credit Department Manager, Executive , Raynham, Massachusetts
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